FINCA Fixed Deposit Account

Fixed Deposit Account


Let’s grow your money the easy way. Enjoy competitive interest rates with our fixed deposit account while having the option to get interest payment upfront.

  • This is an ideal account for customers either individuals or jointly and also institutions or companies that wish to grow their money in an easy way
  • Under this account your investment grows in lumps with no risks involved.
  • This account is designed to suit the needs of entrepreneurs who wish to accomplish a specific goal in a specific period of time.
  • Individuals and companies that wish to save money for a long period of time without withdrawing it.
  • Individuals and companies that wish to watch their money multiply as a result of high interest accruals.


  • Any personal identification (ID) card
  • Institution or company details for corporate assets
  • Free passport photo taken at the branch

Features and Benefits of FINCA Fixed Deposit Account

  • Simple and instant account opening
  • Minimum opening balance as low as MWK10,000
  • Unlimited flexible fixed periods starting from 1 month
  • Negotiable, flexible and competitive interest rates starting from 13% per annum
  • Opportunity to get upfront interest payment (optional)
  • Access to your funds on maturity
  • No monthly maintenance charge/ account service fee
  • Account can be used as collateral to access a loan
  • On expire of term, deposit can be liquidated or renewed
  • Certificate of deposit is issued to you
  • You can rest, assured that your money is safe and secure
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