Business Loan

Flexible loan to meet your business needs

Take advantage of easy payment options and choose the loan that suits your business best!

Fuel your business growth

Flexible solutions and easy payment options for business owners seeking expansion.

  • Tailored Credit: Explore credit flexibility with amounts ranging from MWK500,000 to MWK20 million, tailored to meet the diverse needs of businesses.

  • Affordable Rates: Benefit from affordable interest rates, ranging from 5.5% to 6% per month, ensuring cost-effective financing for your business endeavors.

  • Flexible Repayment: Customize your repayment plan to align with you business unique landscape by choosing terms ranging from 6 to 24 months.

  • Streamlined Process: Save time with our quick and easy application process.

  • Loan Protection: Gain peace of mind with our loan protection, offering insurance cover securing both your business and loved ones.

  • Extended Protection: Extend your protection with insurance that covers your spouse, family, or any beneficiary nominated, providing comprehensive financial security.

Easy access, responsible lending

Qualifying is a straightforward process, enabling more entrepreneurs to access the financial solutions they need.

  • Open to All: Our Individual Business Loan is accessible to both companies and individual borrowers with active businesses.

  • Age requirement: We are welcoming applicants aged 18 to 70 years, providing a broad spectrum of entrepreneurs with financial support.

  • Licensing Assurance: Secure your loan with ease by presenting a valid business license, ensuring a smooth application process.

  • Business Stability: Demonstrate business stability with a minimum of 6 months of existence and activity.

  • Collateral Versatility: Experience versatile collateral options with our loan, accepting flexible, movable, and immovable assets for security.

  • Approval Dynamics: Stay informed about our approval process and conditions, ensuring transparency and fairness in the lending journey.

Application process is easy: we simplified it for you

Experience an application process built on trust, efficiency, and your unique needs.

  • 1

    Apply for a loan
    Complete your application seamlessly by filling out an online form, ensuring a smooth and hassle-free submission.

  • 2

    Confirmation from FINCA
    Expect a call from our dedicated call center within 24 hours. Our operator will double-check details with you, ensuring accuracy and addressing any concerns.

  • 3

    Decision
    Receive communication from the branch, confirming the completion of your loan application. We will keep you informed and connected throughout the process.

Start your application

Applying for a loan with us is a straightforward and convenient process.


Customer Success

“I never finished my secondary school education because I didn’t have school fees. I decided to apply for a FINCA loan to grow my small business. I can now support myself and my younger cousin who lives with me.” – Felison Buleya

“I wanted to grow my business to take care of my family and send my daughter to school, so I applied for a FINCA loan. I am proud that my daughter is now a doctor and my business continues to grow.” – Naomi Kuluwani

Frequently Asked Questions

Depending on your business’s capacity, you can secure up to K20 million with FINCA

Required documents include proof of the business’s existence for the past 6 months, a valid business license, identification, and proof of address

Repayment frequency is flexible. You’ll agree on a suitable monthly schedule that aligns with your business needs when you access the loan

For additional information not listed here, please call 312 (TNM Toll-Free) or +265992950051 during work hours

We are always happy to talk!

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