Let’s grow your money the easy way. Enjoy competitive interest rates with our fixed deposit account while having the option to get interest payment upfront.

  • This is an ideal account for customers either individuals or jointly and also institutions or companies that wish to grow their money in an easy way.

  • Under this account your investment grows in lumps with no risks involved.

  • This account is designed to suit the needs of entrepreneurs who wish to accomplish a specific goal in a specific period of time.

  • Individuals and companies that wish to save money for a long period of time without withdrawing it.

  • Individuals and companies that wish to watch their money multiply as a result of high interest accruals.


  • Any personal identification (ID) card.

  • Institution or company details for corporate assets.

  • Free passport photo taken at the branch.

Features and Benefits of FINCA Fixed Deposit Account

  • Simple and instant account opening.

  • Minimum opening balance as low as MWK10,000.

  • Unlimited flexible fixed periods starting from 1 month.

  • Negotiable, flexible and competitive interest rates starting from 13% per annum.

  • Opportunity to get upfront interest payment (optional).

  • Access to your funds on maturity.

  • No monthly maintenance charge/ account service fee.

  • Account can be used as collateral to access a loan.

  • On expire of term, deposit can be liquidated or renewed.

  • Certificate of deposit is issued to you.

  • You can rest, assured that your money is safe and secure.

Open a deposit account